MicroLoan Foundation (MLF) Zambia

Loan Officer Trainee

Eastern Region, Northern Region, Central Region, Southern Region

Internship

Grade 12 Certificate

Posted 15 Nov 2026

MicroLoan Foundation (MLF) Zambia

Loan Officer Trainee

Eastern Region, Northern Region, Central Region, Southern Region

Internship

Grade 12 Certificate

Posted 15 Nov 2026

Financial Services

Loan Officer Trainee Jobs in Zambia – Join MicroLoan Foundation (MLF) Zambia

MicroLoan Foundation (MLF) Zambia is currently seeking motivated individuals for loan officer trainee jobs in Zambia. As a microfinance institution dedicated to empowering poor Zambian women entrepreneurs, MLF Zambia provides small loans, training, and savings facilitation to support sustainable livelihoods. We invite applications from enthusiastic candidates who want to contribute to this impactful mission.

About the Loan Officer Trainee Role

The Loan Officer Trainee will work closely with experienced Loan Officers to learn essential skills in client identification, centre management, and credit group facilitation. Trainees will receive comprehensive on-the-job training and will have the opportunity to act as Relief Loan Officers after the initial training period. This role offers practical experience in loan processing, client engagement, and reporting within a supportive team environment.

Available Locations for Loan Officer Trainee Jobs in Zambia

MLF Zambia has openings across multiple regions and branches, including:

  • Eastern Region: Chipata, Katete, Petauke
  • Northern Region: Kasama, Mpika, Mbala
  • Central Region: Kapiri Mposhi, Mkushi, Mpongwe, Mumbwa, Kabwe
  • Southern Region: Kafue, Choma, Livingstone, Sesheke, Mazabuka, Monze

Key Responsibilities

  • Assist assigned Loan Officers in identifying suitable clients and learning Centre Management procedures.
  • After at least two months of training, serve as a Relief Loan Officer to support branches during Loan Officer absences.
  • Support Loan Officers in meeting targets, conducting centre meetings, and following up on arrears.
  • Acquire a rider’s licence if not already licensed, as motorbike riding is essential for the role.
  • Establish, train, and monitor credit groups to ensure successful loan applications and repayments.
  • Prepare loan requests and facilitate loan disbursements in line with MLF policies.
  • Compile end-of-day reports and prepare weekly activity plans.
  • Perform additional duties as assigned by the Branch Head.

Candidate Requirements

  • Full Grade 12 Certificate with credits or higher in Mathematics and English.
  • Strong communication and interpersonal skills.
  • Willingness to learn how to ride a motorbike and obtain a rider’s licence.
  • Applicants must be under 30 years of age.

How to Apply

Interested candidates should submit the following documents via email to hr.zambia@mlfafrica.org:

  • A detailed CV including at least two referees with contactable email addresses.
  • An application letter specifying your preferred microloan region or branch.
  • Certified copies of your Grade 12 certificates.

MicroLoan Foundation (MLF) Zambia is an equal opportunity employer and strongly encourages female candidates to apply. Only shortlisted applicants will be contacted for further steps.

Job Details

  • Organisation: MicroLoan Foundation (MLF) Zambia
  • Location: Zambia
  • Job Type: Full Time
  • Category: Banking & Finance
  • Application Email: hr.zambia@mlfafrica.org

How to Apply

Apply by emailing: hr.zambia@mlfafrica.org

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