Credit Officer Preferred Gender: Male
A Credit Officer within the Credit department is tasked with onboarding clients, evaluating clients application against numerous metrics and consequently managing a portfolio of clients throughout the life cycle of the loan.
Core Responsibilities
Contacting customers and informing them of their overdue bills.
Negotiating suitable payment plans.
Maintaining customer payment records.
Writing demand letters and final notice warnings to customers when payments are not being made.
Responding to customer queries.
Liaise with customers to determine their needs and recommend the right loan products to help meet their goals
Maintain an active knowledge base of all of the organization's loan products and an understanding of the qualifications required of each applicant
Identify and recommend products that meets the customer’s needs and the organization's lending guidelines
Review active loan files each day to determine if any documents are missing or what can be done to help the process along
Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
Manage a portfolio of clients throughout the lifecycle of the loan
Qualifications
Degree or diploma in Banking and finance, or any related field
Excellent communication and customer service skills
Strong attention to detail and a mind for numbers
Driving License will be an added advantage
How to Apply
Apply by emailing: creditcarezm@gmail.com
